Underwrite Equipment & Robots. Faster and Better.
Asariri builds intelligence infrastructure for equipment finance. From document extraction to residual curve prediction, our CoSign platform gives lessors same-day decisions on deals that used to take a week.
For industrial equipment. For robots. For every asset class where the collateral is smarter than the spreadsheet pricing it.
The problem
$4 trillion in equipment assets priced by quarterly PDFs and institutional memory.
Mid-market lessors set residual values using guides with a six-month lag, per-asset appraisals at $5,000 each, and senior analysts approaching retirement. A 5% residual error on a $500M book is $25M in unexpected losses. The industry has zero AI-native intelligence infrastructure.
CoSign is the first.
Robots are not forklifts
Traditional models assume smooth depreciation. Robots depreciate in cliffs.
A cobot with a discontinued controller drops 50% the week firmware support ends. Software lifecycle state, OEM solvency risk, and redeployment market breadth are underwriting variables no existing system captures. Every robotics deal today is a one-off structured credit exercise.
CoSign prices the cliff probability, not just the mean.
CoSign platform
Price the asset. Underwrite the deal. Predict the residual. All before lunch.
CoSign ingests internal portfolio data, external market signals, and multimodal documents. It orchestrates specialized agents for pre-underwriting, runs explainable underwriting models, and generates forward residual curves.
Three capabilities. Order of magnitude better portfolio risk management.
Multimodal data ingestion
Auction records, marketplace listings, telematics feeds, broker document packages, financial statements, OEM bulletins. Internal and external. Structured and unstructured. All normalized into one collateral intelligence graph.
Agentic orchestration
Specialized agents handle document extraction, serial number verification, credit data aggregation, and mandatory checklist enforcement. Each agent is auditable. The workflow adapts to deal complexity: flow deals auto-decision, structured deals route to human judgment.
Explainable underwriting models
Composite risk scores weight credit, collateral, and deal quality by product type. Conformal prediction intervals quantify confidence. Every score traces back to the data that produced it. Examiners see the reasoning, not a black box.
The haircut advantage. Better data means tighter residual assumptions. Tighter assumptions mean higher advance rates. Higher advance rates win the deal.
See the platformHow CoSign compares
The industry runs on tools built before the assets got intelligent.
| CoSign | EquipmentWatch | Manual / in-house | |
|---|---|---|---|
| Valuation update frequency | Daily, automated | Quarterly indices | Ad-hoc, per-deal |
| Granularity | Configuration-level (make/model/year/options) | Model-level averages | Varies by analyst |
| Forward residual curves | 12/24/36-month projections with confidence bands | Historical depreciation tables | Analyst judgment |
| Robotics coverage | Cobots, AMRs, industrial arms, humanoids | None | None |
| Document pre-underwriting | Agentic extraction, verification, checklists | Not offered | Manual, 5-7 days |
| Risk scoring | Composite (credit + collateral + deal), explainable | Not offered | Spreadsheet models |
| Time to indicative terms | Same day | N/A | 5-7 business days |
| Software obsolescence modeling | Firmware EOL tracking, bimodal distributions | Not applicable | Not considered |
Products powered by CoSign
Three products. One intelligence layer.
CoSign Prewrite
01Your analysts spend 60% of their time gathering data. Flip the ratio.
Agentic document extraction turns 15-20 broker documents into a structured deal workspace in minutes. Mandatory checklists flag missing items before analysis begins. Serial numbers cross-verify automatically. Flow deals process without senior intervention.
CoSign Residue
02The Zestimate your equipment book never had.
Real-time, configuration-level valuations with forward curves. Cross-OEM comparables that show you relative value across brands. Portfolio monitoring that catches deterioration before it becomes a loss. Daily marks where the industry gets quarterly snapshots.
CoSign Underwrite
03A spread set by data, not by feel.
Probability of default with timing prediction. Collateral recovery projections integrated into pricing. Composite scoring that weights credit, collateral, and deal quality by product type. The system produces the spread. The underwriter produces the judgment.
See what your deals look like with better collateral intelligence.
We will run CoSign on a sample from your book. No integration required.